Payment Method

Effective Date: 26/09/2025

1. Credit and Debit Cards

Most common and essential payment method.

Stripe, PayPal, Authorize.net, Braintree, Square, Adyen.

Use APIs or SDKs provided by the payment gateway.
Add SSL encryption and comply with PCI DSS security standards.

Fast processing, universal acceptance.

STransaction fees and potential chargebacks.

2. Digital Wallets

Enable faster checkout and mobile payments.

Apple Pay, Google Pay, PayPal, Amazon Pay, Samsung Pay.

Simplifies checkout, reduces cart abandonment.

Usually integrated through your payment gateway (e.g., Stripe supports Apple Pay and Google Pay).

3. Bank Transfers / Direct Debit

Allows users to pay directly from their bank accounts.

Razorpay, Payoneer, Paytm (India), SEPA (Europe).

Lower fees, useful for B2B or high-value transactions

Slower processing in some regions.

4. Cash on Delivery (COD)

Popular in developing markets.

Customer pays when the product is delivered.

Builds trust with new customers.

Increases logistics risk and operational cost.

5. Cryptocurrency

Optional modern payment method.

Coinbase Commerce, BitPay, NOWPayments.

Lower fees, global reach.

Volatility, limited adoption.

6. Buy Now, Pay Later (BNPL)

Allows customers to pay in installments.

Klarna, Afterpay, Affirm, Zip.

Increases conversion and average order value.

Merchant fees can be higher.

Best Practice Recommendations:

Optional modern payment method.

Offer at least 3–4 payment options (Card, Wallet, COD/Bank, BNPL).
Ensure mobile-friendly checkout.
Add fraud prevention tools (e.g., 3D Secure, AVS, CVV).
Provide clear refund and return policies.
Use PCI-compliant payment gateways.

7. Contact Us

If you have any questions, concerns, or requests about the payment method, please contact us:

Phone: +91-9384622369
Email: info.jumsworld@gmail.com
Jums World Private Limited
3/1116, MTP ROAD,
Odderpalayam, Annur,
Coimbatore - 641653,
Tamil Nadu